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“It sucks to ask people for money.” FidoTrack aims to make collecting fun, running competitions that challenge agents to duels and centerwide competitions as they race to recover money while complying with regulations. Prizes can be choice call-center parking places, team pizza parties, televisions or dinners with bosses. Debtors don’t get to play. But Brosseau says collection agencies can boost revenues by 19%, increasing productivity while reducing turnover and consumer complaints. Consumers benefit, he says, as calls shorten and agents become more responsive. Debtors are losing games of hide and seek. In a practice called skip tracing, collection agencies mine databases to find borrowers who’ve skipped out on debts. Some collectors track debtors on Facebook and other social media sites. A Texas agency is linking Social Security numbers to social media accounts, raising privacy concerns. In a tactic known as spoofing, some agencies insert local area codes in caller-ID displays, baiting How to Skiptrace? the person being called to answer.
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